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How to stay in Thailand long term: the eight legal routes compared

To stay in Thailand long term you need a visa that fits who you are. Remote workers use the DTV (500,000 THB shown). People aged 50+ use the retirement visa (800,000 THB). Students use the education visa. Spouses of Thais need 400,000 THB. High earners use the LTR, and anyone can pay for Thailand Privilege.

Visa-exempt stay
30 days
for most Western passports since 15 Sep 2026
Lowest money test
400,000 THB
marriage route
Longest single visa
20 years
Privilege Reserve, by invitation
Yearly extension fee
1,900 THB
most in-country extensions

How long can you stay in Thailand without a visa now?

Since 15 September 2026, visitors from 60 countries and territories get a visa-exempt stay of up to 30 days. Before that, many passports got 60 days. The change came in Ministry of Interior notices published in the Royal Gazette on 31 August 2026. Mauritius and Seychelles get 15 days.

Thirty days is a holiday, not a life. If you want months or years, you need one of the eight routes below. Each has its own test, so start with who you are, not with the visa name.

Thailand long-stay visas compared

Route Who it is for Money test Stay Main cost
DTV Remote workers, freelancers, Muay Thai and other soft-power activities 500,000 THB shown 5-year visa, 180 days per entry, extendable once 10,000 THB visa, 1,900 THB per extension
Education (Non-ED) Students at approved schools and universities No fixed amount 90 days, extended in blocks while enrolled Tuition plus about 2,000 THB visa and 1,900 THB per extension
Retirement (Non-O) Age 50+ 800,000 THB in a Thai bank, 65,000 THB a month, or a combination 90 days, then one-year extensions About 2,000 THB visa, 1,900 THB a year
O-A long stay Age 50+ applying from home 800,000 THB, 65,000 THB a month, or a combination, plus USD 100,000 insurance 1 year per entry About 5,000 THB visa plus insurance
LTR High earners, wealthy pensioners, investors, skilled hires From USD 80,000 a year income, or USD 1 million assets 10 years (5 + 5) 50,000 THB
Thailand Privilege Anyone who can pay None, a background check only 5 to 20 years by tier 900,000 THB (Gold, 5 years), or 650,000 THB for Bronze if still on sale
Marriage (Non-O) People legally married to a Thai 400,000 THB in a Thai bank, or 40,000 THB a month 90 days, then one-year extensions About 2,000 THB visa, 1,900 THB a year
Work (Non-B) People hired by a Thai company Set by employer and salary rules 90 days, then one-year extensions with a work permit 2,000 THB (single) or 5,000 THB (multiple) visa, 1,900 THB a year

Embassy fees are charged in local currency and can differ from the THB base figures. Every value links to its official source on the rule page.

Which Thai visa is right for me?

Work down this list and stop at the first line that fits.

  1. You are married to a Thai and live together: the marriage visa. It needs half the money of retirement and has no age limit.
  2. A Thai company is hiring you: the work visa. Your employer does most of the paperwork.
  3. You earn USD 80,000+ a year, or have USD 1 million in assets: check the LTR first. It is cheap per year and gives tax relief.
  4. You are 50+ and can show 800,000 THB or 65,000 THB a month: the retirement visa, or the O-A if you prefer to apply from home. See Non-O vs O-A.
  5. You work remotely for foreign clients and can show 500,000 THB: the DTV.
  6. You want to train in Muay Thai or another soft-power activity: the DTV soft-power category.
  7. You genuinely want to study Thai or attend a university: the education visa. See DTV vs ED visa.
  8. None of the above, but you can pay: Thailand Privilege. Compare it in LTR vs Privilege vs DTV.

Prefer to answer a few questions? The visa checker applies the current rules to your answers and tells you which routes you meet.

What is the best visa for remote workers in Thailand?

For most remote workers it is the DTV. You need 500,000 THB in savings, proof of remote work for a foreign employer or clients, and a clean criminal record. Since 31 August 2026 you must apply at the Thai mission covering your country of nationality or permanent residence.

If your income is at least USD 80,000 a year from a large overseas employer, the LTR Work-from-Thailand Professional category gives 10 years, yearly reporting and an exemption on foreign income brought into Thailand.

No visa lets you work for Thai clients or employers without a work permit.

How can I retire in Thailand?

If you are 50 or older, you have four options:

  • Retirement (Non-O): 800,000 THB in a Thai bank, 65,000 THB a month, or a combination. Renew every year at immigration for 1,900 THB. Read the 800,000 THB bank rules before you move money.
  • O-A: the same money test, applied for at home, plus health insurance of USD 100,000 and police and medical certificates.
  • LTR Wealthy Pensioner: USD 80,000 a year of pension or passive income, or USD 40,000 with USD 250,000 invested in Thailand.
  • Thailand Privilege: no money test, but a large upfront fee.

What do all long-stay visas have in common?

Whatever route you choose, three admin tasks come with it:

  • 90-day reports: if you stay 90 days in a row, you report your address. LTR holders report yearly instead.
  • TM30: your landlord or hotel must notify immigration where you live. Extensions can be refused without it.
  • Re-entry permit: if you are on an extension of stay and leave Thailand, buy one first or the extension ends. Bangkok Immigration charges 1,000 THB for one trip and 3,800 THB for multiple trips.

If you use an agent, check them first. Our guide to Thai visa agent scams covers the red flags. Rules change often, so the change log lists every update with its date and source.

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Questions people ask

What is the easiest way to stay in Thailand for a year?

It depends on your profile. If you are 50+, the retirement visa is the most common route. If you work remotely, the DTV gives 180 days per entry plus one 180-day extension. If you can pay, Thailand Privilege avoids income and age tests.

Can I stay in Thailand long term on visa exemptions?

Not reliably. Since 15 September 2026 the visa-exempt stay is 30 days for most Western passports. For stays of months or years, get a long-stay visa.

Which Thai long-stay visa needs the least money?

The education visa has no fixed money test, but you pay tuition and must attend classes. Among the routes with a money test, the marriage visa is lowest at 400,000 THB in a Thai bank or 40,000 THB a month.

Can I work in Thailand on a long-stay visa?

Only some routes allow it. The work visa and the LTR Highly Skilled category allow work for a Thai employer with a permit. The DTV and LTR Work-from-Thailand allow remote work for foreign employers only. Retirement, O-A, education and Privilege do not allow work.

Do I need a visa agent to stay in Thailand long term?

No. Every route can be done yourself through the official e-Visa portal and your local immigration office. Agents can save time, but check that they are real and never let one supply bank documents for you.

Sources

  1. TAT: 30-day and 15-day visa exemption from 15 September 2026
  2. MFA DTV checklist
  3. MFA Non-O retirement checklist
  4. MFA Non-Immigrant O-A visa
  5. MFA Non-Immigrant B visa
  6. Bangkok Immigration extension criteria
  7. Bangkok Immigration re-entry permit
  8. BOI LTR brochure 2025
  9. Thailand Privilege membership comparison
  10. Thai e-Visa portal

Published 4 Nov 2026 · Last checked 4 Nov 2026 · Pending expert review

Read next

Check your own situation.

The checker scores all eight visas against the rules on this page.